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Affordable housing finance that moves at your pace.

Horizon Bank has been working with developers to construct successful affordable housing developments for over 30 years. When timing is critical, you deal directly with our decision makers.

30+ Years working with developers
10 States served
Local Decision making

Why work with Horizon Bank?

Here is what our customers say about working with us.
"...easiest lender and partner I've worked with!"
LIHTC Developer Partner
"It really was a pleasure working with you and your team. I'm a little mad at myself for not working with you until now and other projects. Your ability to make decisions quickly and understanding of these deals is a breath of fresh air."
Affordable Housing Developer
"Thank you again for all your help and work on this. You guys were great to work with and it was much smoother than I would ever anticipate for a first deal. Looking forward to future business."
First-Time LIHTC Partner

LIHTC services offered

From initial commitment letters through permanent financing, Horizon Bank provides comprehensive LIHTC services tailored to your development needs.

Commitment Letters & Letters of Interest

A large part of making Affordable Housing work is putting together the right funding sources. Horizon Bank has extensive experience evaluating developments and issuing letters of interest that will work effectively with your funding applications.

Construction Lending

Whether it is a tract development of single family homes, senior duplexes, a multi-family development or a historic rehab, Horizon Bank can tailor the right construction loan to match your funding needs. At Horizon Bank you will work directly with the decision makers who understand the specifics of affordable housing.

Affordable housing development under construction

Why developers choose Horizon Bank

Horizon Bank has been working with developers to construct successful developments for over 30 years. From Horizon Bank you receive informed, timely and flexible responses to your financing requests.

  • Direct access to decision makers who understand affordable housing
  • Over 30 years of LIHTC financing experience
  • Informed, timely, and flexible responses to financing requests
  • Ability to structure loans to save your development money
  • Experience across single family, duplexes, multi-family, and historic rehab
  • Proven track record across 10 states in the Heartland
A completed affordable housing community

Building communities across the Heartland

Horizon Bank has structured LIHTC construction, bridge, and tax increment financing across Nebraska, Kansas, Iowa, Missouri, and beyond. Our commitment to affordable housing is a commitment to the communities we serve.

Ready to discuss your next project?

Our LIHTC team is ready to evaluate your development and provide a timely response to your financing needs.

Equal Housing Lender. Horizon Bank is a Member FDIC and Equal Housing Lender. NMLS# 473217. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice and may vary based on creditworthiness, qualifications, and collateral conditions.

This is not a commitment to lend. All applications are subject to underwriting approval. Additional terms and conditions may apply. See a Horizon Bank representative for full details.

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