Nebraska Community Banking
Banking that puts your community first.
Horizon Bank has served Nebraska families and businesses for decades, with local decision-making, personal service, and the tools you need to bank on your schedule.
Nebraska Community Banking
Banking that puts your community first.
Horizon Bank has served Nebraska families and businesses for decades, with local decision-making, personal service, and the tools you need to bank on your schedule.
Nebraska Community Banking
Banking that puts your community first.
Horizon Bank has served Nebraska families and businesses for decades, with local decision-making, personal service, and the tools you need to bank on your schedule.
Nebraska Community Banking
Banking that puts your community first.
Horizon Bank has served Nebraska families and businesses for decades, with local decision-making, personal service, and the tools you need to bank on your schedule.
Important Notices
Holiday
Labor Day
All locations are closed in observance of Labor Day
September 7th
Update
The accounts and expertise your business needs.
Whether you're growing a business or developing affordable housing — we have straightforward solutions and people who know your name.
LIHTC Expertise
Affordable housing finance requires a bank that moves at your pace.
Horizon Bank has structured LIHTC construction loan financing across Nebraska, Kansas, Iowa, Missouri, and beyond. When timing is critical, you deal directly with our decision makers, not a committee in another state.
20+
Years in LIHTC financing
10
States served
Local
Decision-making
Five locations across four Nebraska communities.
Visit us in Waverly, Superior, McCook, or Springfield. Can't make it in? Bank online 24/7 or call us directly.
Rooted in Nebraska since 1907.
For over a century, Horizon Bank has been a trusted partner to the families, farmers, and businesses that make Nebraska strong. With five locations across four communities, we combine the stability of a well-capitalized institution with the personal attention only a community bank can offer.
Our decisions are made locally by people who know you and your community, not by a distant corporate office. That’s the Horizon difference.
117+
Years
5
Locations
4
Communities
Frequently Asked Questions
Common questions about Horizon Bank
Horizon Bank is a family-owned Nebraska community bank that has served individuals, businesses, and affordable housing developers since 1907. With five branch locations across Waverly, Superior, McCook, and Springfield, Horizon Bank provides personal checking, business checking, lending, and LIHTC construction financing with local decision-making.
Horizon Bank has five branch locations in Nebraska: two in Waverly (North and South), one in Superior, one in McCook, and one in Springfield.
Yes, Horizon Bank offers free personal checking accounts with no monthly maintenance fees, no minimum balance requirements, and free online banking and mobile deposit. Additional checking options include E-Z Interest Checking, FAB 50 Checking for customers age 50 and older, and Prestige Interest Checking.
LIHTC (Low-Income Housing Tax Credit) financing is a specialized lending product for affordable housing developers. Horizon Bank provides LIHTC construction loans, bridge loans, and commitment letters across Nebraska, Kansas, Iowa, Missouri, and beyond. Developers work directly with decision-makers rather than a distant corporate committee.
Horizon Bank customers can access online banking 24/7 through the bank’s website or mobile app. Features include bill pay, mobile check deposit, fund transfers, electronic statements, and real-time account alerts. All online banking is protected with 256-bit SSL encryption and multi-factor authentication.
Yes, Horizon Bank is a Member FDIC institution. All deposits are insured up to the maximum amount allowed by law. Horizon Bank is also an Equal Housing Lender (NMLS# 473217) committed to meeting the credit needs of the communities it serves.